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In the fast-moving, quick world of today, more and more buyers are ditching the brick and mortar stores for shopping online. Instead of dealing with long lines, traffic, and crowds, they are shopping from the comfort of their house.

Those who have gone through the convenience of online shopping know the stress-free environment that it offers and choose not to frequent the overcrowded stores any more than is necessary. With more and more buyers making purchases online, it's becoming more important for merchants to be able to process credit cards online. Over the past few years, online shopping has more than doubled, and many shoppers do very little shopping in the stores, especially around the holidays.

One of the most attractive features for people shopping online is the modern advances in software that can store a customers billing information so that he does not have to enter credit card information each time they shop. Although this isn't a feature of credit card processing, it is indeed something that can be arranged with the merchant at the time of credit card set up. In today's market, a person wants to be able to browse, choose, and pay within the same range of time and not be delayed because he has to call to give credit card information or send a check or money order. Today payment processing companies have the ability to accept not only credit cards, but debit cards and e-checks as well, depending upon the requirements of the merchants.

It is hard to imagine that so many people now prefer online shopping instead of a regular store. After all, it is not just the young people who are shopping on the Internet, but also people of all ages. For some, it means the end of long lines and store crowds, but for others, it's the only way they have time to do any shopping with the fast-paced world of the 21st century.

With changes in buying habits comes changes in payment methods, and if a organization wants to continue sales growth, it will be necessary that they keep up with the latest in payment processing technology, including that of accepting credit cards, debit cards, and e-checks online. Improvements in existing payment processing software means that businesses can process sales quicker and easier for the customer, which not only increases the number of customers, but also assures of return customers. It's not only important to have online credit card processing capabilities but to have the latest software as well.

A number of ways are available to actually process online credit card transactions. one payment processing gateway that really stands out from the crowd is the DowCommerce gateway. Not only does it authorize, process, and manage credit card transactions manually from any computer that has an Internet connection and a Web Browser, but it also has a built in shopping cart, recurring billing feature, and API for full customization ability. With DowCommerce, companies can offer their customers what they are looking for and provide them with convenience of a great online buying experience.